DiscountAdvances™ - Privacy Policy

Welcome to our privacy policy! When it comes to applying for an online cash advance, we understand that your privacy is important to you. This Privacy Policy outlines the information we collect and how we use that information. This policy applies to all current and former cash advance customers of DiscountAdvances.

1. PROTECTING THE PRIVACY OF CUSTOMER INFORMATION

   DiscountAdvances respects our customers’ privacy. DiscountAdvances employs physical, electronic, and procedural safeguards that comply with U.S. standards, to transmit and store information about you. We value our customers’ trust regarding personal financial matters.

2. INFORMATION WE COLLECT ABOUT YOU

   We collect "nonpublic personal information" about you from several sources:

   1. Information you provide on your application
   2. Your transaction and experience history
   3. Information from consumer reporting and similar agencies
   4. Non-personal, identifiable information such as URL and TCP/IP information

3. HOW WE USE INFORMATION WE COLLECT

   To provide services to you or to facilitate loans, loan applications, or locate other service providers who can fulfill your requests.  

   To resolve disputes, troubleshoot problems, and enforce our agreements with you.  

   To share with our affiliates or other companies, who we believe in our sole discretion, may offer goods or services that you might find of interest. (You can choose to opt out of this. Please see the section labeled “Opt-Out Rights” below.)

   Note: Your privacy is one of our top concerns. The use of your information will be limited to what we reasonably believe is appropriate and necessary to carry on our business and to facilitate your application for the services and/or products you expect and deserve. 

4. PARTIES TO WHOM WE DISCLOSE

   Information we share with Affiliates and Network Lenders:
   Some of our products or services may be provided by our affiliates, network lenders and/or assignees. We reserve the right to share your non-public personal information we collect with them as necessary to fulfill your requests. You may not opt-out of this sharing of information if you apply for services through our web site.

   Information we share with Third Parties:
   Some of our services may be provided by third-party service providers and we reserve the right to share your non-public information with them. We may also share the non-public information we collect from you with consumer reporting and related agencies.  You may not opt-out of this sharing of information if you apply through our web site.  Finally, we may share the non-public information we collect from you with companies or organizations with whom we have a marketing or other agency relationship, generally to offer you goods or services in which we believe you may have an interest.  You have the right to opt-out of this sharing of information as set forth within the section that explains your opt-out rights.

5. INFORMATION OR EMAIL FROM US

   From time to time, we may send you email regarding our services or our affiliates. We may also send out periodic emails informing you of technical service issues related to a service you requested. If you choose to apply for service with us, you will not be able to choose to opt-out of these electronic mailings. We consider those emails to be an essential part of the service(s) you have chosen.

6. OPT-OUT RIGHTS

   The only way to not receive any communication from us or our affiliates is by not submitting any personal information to the DiscountAdvances web site. If you submit your information to us or you apply for services, you have the option of opting out of having your personal information transferred to any non-essential third party. You can do so by accessing your account options and clicking on the appropriate box (after which your opt-out election will take effect).

7. ACCURACY OF YOUR ACCOUNT INFORMATION

   At DiscountAdvances, we understand that our customers want their information to stay private and also accurate. Using the current industry standards, we continually strive to maintain complete and accurate information about you and your accounts. If you think your account information may be inaccurate, please notify us. After an investigation, we will correct any information that is deemed to be inaccurate.

8. CHANGES TO THIS PRIVACY POLICY

   Please note that due to changes in technology and other circumstances, this Privacy Policy could change at any time, without prior notification. If the changes are substantial, such as adding a category of information that we will disclose to a third party, we will notify existing customers by email and give them an appropriate time period to opt-out of the disclosure. Please check this page often for other updates to this policy.

9. ADDITIONAL SECURITY PRECAUTIONS

   We advise our customers to take all precautions to protect their account information. You are responsible for maintaining the confidentiality of your account and password. Do not share your login information with others and restrict access to your computer. By using our service, you accept responsibility for all the activities that occur under your login information.

10. "COOKIE" POLICY

    DiscountAdvances uses cookies to collect statistics on site visitation, to ensure that we are providing our customers with information they need and desire. We are committed to our customers’ privacy, so please note that these cookies do not track individuals’ use of the site. When someone visits the site, a cookie is placed on the customer's machine. If you choose not to have your browser accept cookies from the DiscountAdvances.com web site, you will not be able to subscribe to the service offerings on the site.

11. WHAT IF I DISAGREE WITH THE TERMS OF YOUR PRIVACY POLICY?

    We ask you not to use our web site or provide any personal information if you disagree with the terms of our privacy policy.