Payday Loan Lender - About Us | DiscountAdvances.com

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DiscountAdvances - About Us

WELCOME

Welcome to DiscountAdvances! We are an online payday loan company specializing in short-term cash advances. Customers can apply for our payday loans online or by phone at 1-800-446-8482.

THANK YOU

Thank you for choosing us for your cash advance needs. We are here to provide affordable and convenient cash advance services to all of our customers.

ELIGIBILITY

To be eligible for a payday loan, you must be at least 18 years old, have a checking account that has been active for at least 90 days, and make a minimum of $1000 a month in payday or fixed income through direct deposit. To receive a cash advance from us, you must be employed and receiving a consistent income. We must also be able to reach you by phone and verify your place of employment.

RATES & FEES

DiscountAdvances offers some of the lowest rates in the industry! Please visit our cash advance fees page for more information.

CUSTOMER REWARDS

Here at DiscountAdvances, we appreciate our customers and continually work hard to improve their online payday loan experience. Previous cash advance customers can also take advantage of our Preferred Member Rewards Program. Depending on the number of cash advances you successfully close, you could receive up to 25% off your next loan. For more information about this program, visit our small loan Preferred Member Program page.

REFERRAL PROGRAM

We also offer one of the best payday loan customer referral programs in the business! DiscountAdvances users earn $100⁴ each time they refer a family member or friend who applies for and is approved for a payday loan. For more information about our referral program, please visit our payday loan referral program page.

CUSTOMER SECURITY/PRIVACY

Here at DiscountAdvances, we strive not only to provide the best cash advance service in the industry, but also a secure online experience for all our customers. We take our customers’ privacy and security seriously by employing stringent security safeguards to ensure that your account information stays private and confidential. More information about our security standards and personal information procedures can be found in our privacy policy.

TESTIMONIALS

We think DiscountAdvances is great, but you don't just have to take our word for it! Read the rave reviews we're receiving from our customers about our cash advance services.

CONTACT US

If you have any questions about our cash advance services, please contact us by phone at 1-800-446-8482. Our friendly customer service representatives are standing by to answer any questions 24 hours a day, Monday through Saturday. A full list of our customer service hours for cash advance services is also available.

Customer Service

Need help? Call us at 1-800-446-8482. Friendly service, 24 hours a day, Monday through Saturday PST.

Did you know? You can manage your account online 24/7. Just log in with your username and password.

If you qualify, you could receive from $100 to $1000.⁵
DiscountAdvances offers excellent customer service and secure payday loans.

Apply Now >

What People Are Saying
“Thank you for supplying me with the necessary funds to pay emergency bills! I really appreciate . . .” “All I can say is Thank you, Thank you, Thank you! It was hard to find a good cash advance . . .” Read More >

Discount Advances knows that online security is important. We value your privacy and make every effort to ensure your information remains secure.

© 2013 Discount Advances Important Notice: Discount Advances does not provide payday loan services to those who live in the following states: Arkansas, Colorado, Georgia, Illinois, Montana, New Hampshire, Ohio, Virginia, West Virginia, Sacramento, CA.

1. DiscountAdvances.com funds are generally deposited via ACH for delivery next business day if approved before 7pm ET Mon. - Thu. excluding holidays or other unusual circumstances.

2. DiscountAdvances.com does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via credit reporting agencies including, but not limited to, Teletrack and Clarity. Applicant’s repayment history, with DiscountAdvances.com or others, may impact qualification for a payday loan.

3. Eligibility for instant approval depends on the applicant meeting verification and qualification criteria. Some payday loan applicants may be required to submit documentation due to qualification criteria.

4. Referred person must be a first time customer with DiscountAdvances.com and approved on first application. See for details.

5. Maximum funded amount for a payday loan with DiscountAdvances.com depends on qualification criteria.

Applicant Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Applicants with credit difficulties should seek credit counseling.

Safe Online Lending

Discount Advances knows that online security is important. We value your privacy and make every effort to ensure your information remains secure.

From the moment you enter your personal information, we encrypt your data using Secure Sockets Layer [SSL] technology.

Your fast cash should be worry-free and we work hard to keep it that way.

NOTE: If you're using a public or shared computer, we recommend that you DO NOT select the "Remember my ID" box.