Discount Loan Rates
- This rate is valid for new customers who have never had an approved loan with us
- Online payday loans are based on a minimum 14-day loan term, regardless of early loan payoff
- This rate does not apply to extensions
- For standard rates please click here
How Long
days
Amount
Fees
Total
APR
$100
$13.13
$113.13
684.64%
$150
$19.69
$169.69
684.46%
$200
$26.25
$226.25
684.38%
$250
$32.81
$282.81
684.32%
$300
$39.38
$339.38
684.46%
$350
$45.94
$395.94
684.41%
$400
$52.50
$452.50
684.38%
$450
$59.06
$509.06
684.35%
$500
$65.63
$565.63
684.43%
$550
$72.19
$622.19
684.40%
$600
$78.75
$678.75
684.38%
$650
$85.31
$735.31
684.35%
$700
$91.88
$791.88
684.41%
$750
$98.44
$848.44
684.39%
$800
$105.00
$905.00
684.38%
$850
$111.56
$961.56
684.36%
$900
$118.13
$1018.13
684.40%
$950
$124.69
$1074.69
684.39%
Amount
Fees
Total
APR
$100
$13.13
$113.13
599.06%
$150
$19.69
$169.69
598.90%
$200
$26.25
$226.25
598.83%
$250
$32.81
$282.81
598.78%
$300
$39.38
$339.38
598.90%
$350
$45.94
$395.94
598.86%
$400
$52.50
$452.50
598.83%
$450
$59.06
$509.06
598.80%
$500
$65.63
$565.63
598.87%
$550
$72.19
$622.19
598.85%
$600
$78.75
$678.75
598.83%
$650
$85.31
$735.31
598.81%
$700
$91.88
$791.88
598.86%
$750
$98.44
$848.44
598.84%
$800
$105.00
$905.00
598.83%
$850
$111.56
$961.56
598.81%
$900
$118.13
$1018.13
598.85%
$950
$124.69
$1074.69
598.84%
Amount
Fees
Total
APR
$100
$13.13
$113.13
532.49%
$150
$19.69
$169.69
532.36%
$200
$26.25
$226.25
532.29%
$250
$32.81
$282.81
532.25%
$300
$39.38
$339.38
532.36%
$350
$45.94
$395.94
532.32%
$400
$52.50
$452.50
532.29%
$450
$59.06
$509.06
532.27%
$500
$65.63
$565.63
532.33%
$550
$72.19
$622.19
532.31%
$600
$78.75
$678.75
532.29%
$650
$85.31
$735.31
532.28%
$700
$91.88
$791.88
532.32%
$750
$98.44
$848.44
532.31%
$800
$105.00
$905.00
532.29%
$850
$111.56
$961.56
532.28%
$900
$118.13
$1018.13
532.31%
$950
$124.69
$1074.69
532.30%
Amount
Fees
Total
APR
$100
$13.13
$113.13
479.25%
$150
$19.69
$169.69
479.12%
$200
$26.25
$226.25
479.06%
$250
$32.81
$282.81
479.03%
$300
$39.38
$339.38
479.12%
$350
$45.94
$395.94
479.09%
$400
$52.50
$452.50
479.06%
$450
$59.06
$509.06
479.04%
$500
$65.63
$565.63
479.10%
$550
$72.19
$622.19
479.08%
$600
$78.75
$678.75
479.06%
$650
$85.31
$735.31
479.05%
$700
$91.88
$791.88
479.09%
$750
$98.44
$848.44
479.07%
$800
$105.00
$905.00
479.06%
$850
$111.56
$961.56
479.05%
$900
$118.13
$1018.13
479.08%
$950
$124.69
$1074.69
479.07%
Amount
Fees
Total
APR
$100
$13.13
$113.13
435.68%
$150
$19.69
$169.69
435.57%
$200
$26.25
$226.25
435.51%
$250
$32.81
$282.81
435.48%
$300
$39.38
$339.38
435.57%
$350
$45.94
$395.94
435.54%
$400
$52.50
$452.50
435.51%
$450
$59.06
$509.06
435.49%
$500
$65.63
$565.63
435.54%
$550
$72.19
$622.19
435.53%
$600
$78.75
$678.75
435.51%
$650
$85.31
$735.31
435.50%
$700
$91.88
$791.88
435.54%
$750
$98.44
$848.44
435.52%
$800
$105.00
$905.00
435.51%
$850
$111.56
$961.56
435.50%
$900
$118.13
$1018.13
435.53%
$950
$124.69
$1074.69
435.52%
Amount
Fees
Total
APR
$100
$13.13
$113.13
399.37%
$150
$19.69
$169.69
399.27%
$200
$26.25
$226.25
399.22%
$250
$32.81
$282.81
399.19%
$300
$39.38
$339.38
399.27%
$350
$45.94
$395.94
399.24%
$400
$52.50
$452.50
399.22%
$450
$59.06
$509.06
399.20%
$500
$65.63
$565.63
399.25%
$550
$72.19
$622.19
399.23%
$600
$78.75
$678.75
399.22%
$650
$85.31
$735.31
399.21%
$700
$91.88
$791.88
399.24%
$750
$98.44
$848.44
399.23%
$800
$105.00
$905.00
399.22%
$850
$111.56
$961.56
399.21%
$900
$118.13
$1018.13
399.24%
$950
$124.69
$1074.69
399.23%
Amount
Fees
Total
APR
$100
$13.13
$113.13
368.65%
$150
$19.69
$169.69
368.56%
$200
$26.25
$226.25
368.51%
$250
$32.81
$282.81
368.48%
$300
$39.38
$339.38
368.56%
$350
$45.94
$395.94
368.53%
$400
$52.50
$452.50
368.51%
$450
$59.06
$509.06
368.49%
$500
$65.63
$565.63
368.54%
$550
$72.19
$622.19
368.52%
$600
$78.75
$678.75
368.51%
$650
$85.31
$735.31
368.50%
$700
$91.88
$791.88
368.53%
$750
$98.44
$848.44
368.52%
$800
$105.00
$905.00
368.51%
$850
$111.56
$961.56
368.50%
$900
$118.13
$1018.13
368.53%
$950
$124.69
$1074.69
368.52%
Amount
Fees
Total
APR
$100
$13.13
$113.13
342.32%
$150
$19.69
$169.69
342.23%
$200
$26.25
$226.25
342.19%
$250
$32.81
$282.81
342.16%
$300
$39.38
$339.38
342.23%
$350
$45.94
$395.94
342.21%
$400
$52.50
$452.50
342.19%
$450
$59.06
$509.06
342.17%
$500
$65.63
$565.63
342.21%
$550
$72.19
$622.19
342.20%
$600
$78.75
$678.75
342.19%
$650
$85.31
$735.31
342.18%
$700
$91.88
$791.88
342.21%
$750
$98.44
$848.44
342.20%
$800
$105.00
$905.00
342.19%
$850
$111.56
$961.56
342.18%
$900
$118.13
$1018.13
342.20%
$950
$124.69
$1074.69
342.19%
Amount
Fees
Total
APR
$100
$14.06
$114.06
342.13%
$150
$21.09
$171.09
342.13%
$200
$28.13
$228.13
342.25%
$250
$35.16
$285.16
342.22%
$300
$42.19
$342.19
342.21%
$350
$49.22
$399.22
342.20%
$400
$56.25
$456.25
342.19%
$450
$63.28
$513.28
342.18%
$500
$70.31
$570.31
342.18%
$550
$77.34
$627.34
342.17%
$600
$84.38
$684.38
342.21%
$650
$91.41
$741.41
342.20%
$700
$98.44
$798.44
342.20%
$750
$105.47
$855.47
342.19%
$800
$112.50
$912.50
342.19%
$850
$119.53
$969.53
342.18%
$900
$126.56
$1026.56
342.18%
$950
$133.59
$1083.59
342.18%
Amount
Fees
Total
APR
$100
$15.00
$115.00
342.19%
$150
$22.50
$172.50
342.19%
$200
$30.00
$230.00
342.19%
$250
$37.50
$287.50
342.19%
$300
$45.00
$345.00
342.19%
$350
$52.50
$402.50
342.19%
$400
$60.00
$460.00
342.19%
$450
$67.50
$517.50
342.19%
$500
$75.00
$575.00
342.19%
$550
$82.50
$632.50
342.19%
$600
$90.00
$690.00
342.19%
$650
$97.50
$747.50
342.19%
$700
$105.00
$805.00
342.19%
$750
$112.50
$862.50
342.19%
$800
$120.00
$920.00
342.19%
$850
$127.50
$977.50
342.19%
$900
$135.00
$1035.00
342.19%
$950
$142.50
$1092.50
342.19%
Amount
Fees
Total
APR
$100
$15.94
$115.94
342.24%
$150
$23.91
$173.91
342.24%
$200
$31.87
$231.87
342.13%
$250
$39.84
$289.84
342.16%
$300
$47.81
$347.81
342.17%
$350
$55.78
$405.78
342.18%
$400
$63.75
$463.75
342.19%
$450
$71.72
$521.72
342.19%
$500
$79.69
$579.69
342.20%
$550
$87.66
$637.66
342.20%
$600
$95.63
$695.63
342.21%
$650
$103.59
$753.59
342.18%
$700
$111.56
$811.56
342.18%
$750
$119.53
$869.53
342.18%
$800
$127.50
$927.50
342.19%
$850
$135.47
$985.47
342.19%
$900
$143.44
$1043.44
342.19%
$950
$151.41
$1101.41
342.20%
Amount
Fees
Total
APR
$100
$16.88
$116.88
342.29%
$150
$25.31
$175.31
342.15%
$200
$33.75
$233.75
342.19%
$250
$42.19
$292.19
342.21%
$300
$50.62
$350.62
342.15%
$350
$59.06
$409.06
342.17%
$400
$67.50
$467.50
342.19%
$450
$75.94
$525.94
342.20%
$500
$84.37
$584.37
342.17%
$550
$92.81
$642.81
342.18%
$600
$101.25
$701.25
342.19%
$650
$109.69
$759.69
342.20%
$700
$118.12
$818.12
342.17%
$750
$126.56
$876.56
342.18%
$800
$135.00
$935.00
342.19%
$850
$143.44
$993.44
342.19%
$900
$151.87
$1051.87
342.18%
$950
$160.31
$1110.31
342.18%
Amount
Fees
Total
APR
$100
$17.81
$117.81
342.14%
$150
$26.72
$176.72
342.20%
$200
$35.63
$235.63
342.24%
$250
$44.53
$294.53
342.18%
$300
$53.44
$353.44
342.20%
$350
$62.34
$412.34
342.17%
$400
$71.25
$471.25
342.19%
$450
$80.16
$530.16
342.20%
$500
$89.06
$589.06
342.18%
$550
$97.97
$647.97
342.19%
$600
$106.88
$706.88
342.20%
$650
$115.78
$765.78
342.18%
$700
$124.69
$824.69
342.19%
$750
$133.59
$883.59
342.18%
$800
$142.50
$942.50
342.19%
$850
$151.41
$1001.41
342.20%
$900
$160.31
$1060.31
342.18%
$950
$169.22
$1119.22
342.19%
Amount
Fees
Total
APR
$100
$18.75
$118.75
342.19%
$150
$28.13
$178.13
342.25%
$200
$37.50
$237.50
342.19%
$250
$46.88
$296.88
342.22%
$300
$56.25
$356.25
342.19%
$350
$65.63
$415.63
342.21%
$400
$75.00
$475.00
342.19%
$450
$84.38
$534.38
342.21%
$500
$93.75
$593.75
342.19%
$550
$103.13
$653.13
342.20%
$600
$112.50
$712.50
342.19%
$650
$121.88
$771.88
342.20%
$700
$131.25
$831.25
342.19%
$750
$140.63
$890.63
342.20%
$800
$150.00
$950.00
342.19%
$850
$159.38
$1009.38
342.20%
$900
$168.75
$1068.75
342.19%
$950
$178.13
$1128.13
342.20%
Amount
Fees
Total
APR
$100
$19.69
$119.69
342.23%
$150
$29.53
$179.53
342.17%
$200
$39.38
$239.38
342.23%
$250
$49.22
$299.22
342.20%
$300
$59.06
$359.06
342.17%
$350
$68.91
$418.91
342.21%
$400
$78.75
$478.75
342.19%
$450
$88.59
$538.59
342.17%
$500
$98.44
$598.44
342.20%
$550
$108.28
$658.28
342.18%
$600
$118.13
$718.13
342.20%
$650
$127.97
$777.97
342.19%
$700
$137.81
$837.81
342.18%
$750
$147.66
$897.66
342.20%
$800
$157.50
$957.50
342.19%
$850
$167.34
$1017.34
342.18%
$900
$177.19
$1077.19
342.19%
$950
$187.03
$1137.03
342.19%
Amount
Fees
Total
APR
$100
$20.63
$120.63
342.27%
$150
$30.94
$180.94
342.22%
$200
$41.25
$241.25
342.19%
$250
$51.56
$301.56
342.17%
$300
$61.88
$361.88
342.22%
$350
$72.19
$422.19
342.20%
$400
$82.50
$482.50
342.19%
$450
$92.81
$542.81
342.18%
$500
$103.13
$603.13
342.20%
$550
$113.44
$663.44
342.20%
$600
$123.75
$723.75
342.19%
$650
$134.06
$784.06
342.18%
$700
$144.38
$844.38
342.20%
$750
$154.69
$904.69
342.19%
$800
$165.00
$965.00
342.19%
$850
$175.31
$1025.31
342.18%
$900
$185.63
$1085.63
342.20%
$950
$195.94
$1145.94
342.19%
Amount
Fees
Total
APR
$100
$21.56
$121.56
342.15%
$150
$32.34
$182.34
342.15%
$200
$43.13
$243.13
342.23%
$250
$53.91
$303.91
342.21%
$300
$64.69
$364.69
342.20%
$350
$75.47
$425.47
342.19%
$400
$86.25
$486.25
342.19%
$450
$97.03
$547.03
342.18%
$500
$107.81
$607.81
342.18%
$550
$118.59
$668.59
342.18%
$600
$129.38
$729.38
342.20%
$650
$140.16
$790.16
342.20%
$700
$150.94
$850.94
342.19%
$750
$161.72
$911.72
342.19%
$800
$172.50
$972.50
342.19%
$850
$183.28
$1033.28
342.19%
$900
$194.06
$1094.06
342.18%
$950
$204.84
$1154.84
342.18%
Amount
Fees
Total
APR
$100
$22.50
$122.50
342.19%
$150
$33.75
$183.75
342.19%
$200
$45.00
$245.00
342.19%
$250
$56.25
$306.25
342.19%
$300
$67.50
$367.50
342.19%
$350
$78.75
$428.75
342.19%
$400
$90.00
$490.00
342.19%
$450
$101.25
$551.25
342.19%
$500
$112.50
$612.50
342.19%
$550
$123.75
$673.75
342.19%
$600
$135.00
$735.00
342.19%
$650
$146.25
$796.25
342.19%
$700
$157.50
$857.50
342.19%
$750
$168.75
$918.75
342.19%
$800
$180.00
$980.00
342.19%
$850
$191.25
$1041.25
342.19%
$900
$202.50
$1102.50
342.19%
$950
$213.75
$1163.75
342.19%
Amount
Fees
Total
APR
$100
$23.44
$123.44
342.22%
$150
$35.16
$185.16
342.22%
$200
$46.88
$246.88
342.22%
$250
$58.59
$308.59
342.17%
$300
$70.31
$370.31
342.18%
$350
$82.03
$432.03
342.18%
$400
$93.75
$493.75
342.19%
$450
$105.47
$555.47
342.19%
$500
$117.19
$617.19
342.19%
$550
$128.91
$678.91
342.20%
$600
$140.63
$740.63
342.20%
$650
$152.34
$802.34
342.18%
$700
$164.06
$864.06
342.18%
$750
$175.78
$925.78
342.19%
$800
$187.50
$987.50
342.19%
$850
$199.22
$1049.22
342.19%
$900
$210.94
$1110.94
342.19%
$950
$222.66
$1172.66
342.19%
Amount
Fees
Total
APR
$100
$24.38
$124.38
342.26%
$150
$36.56
$186.56
342.16%
$200
$48.75
$248.75
342.19%
$250
$60.94
$310.94
342.20%
$300
$73.13
$373.13
342.21%
$350
$85.31
$435.31
342.18%
$400
$97.50
$497.50
342.19%
$450
$109.69
$559.69
342.20%
$500
$121.88
$621.88
342.20%
$550
$134.06
$684.06
342.18%
$600
$146.25
$746.25
342.19%
$650
$158.44
$808.44
342.19%
$700
$170.63
$870.63
342.20%
$750
$182.81
$932.81
342.18%
$800
$195.00
$995.00
342.19%
$850
$207.19
$1057.19
342.19%
$900
$219.38
$1119.38
342.20%
$950
$231.56
$1181.56
342.18%
Amount
Fees
Total
APR
$100
$25.31
$125.31
342.15%
$150
$37.97
$187.97
342.20%
$200
$50.63
$250.63
342.22%
$250
$63.28
$313.28
342.18%
$300
$75.94
$375.94
342.20%
$350
$88.59
$438.59
342.17%
$400
$101.25
$501.25
342.19%
$450
$113.91
$563.91
342.20%
$500
$126.56
$626.56
342.18%
$550
$139.22
$689.22
342.19%
$600
$151.88
$751.88
342.20%
$650
$164.53
$814.53
342.18%
$700
$177.19
$877.19
342.19%
$750
$189.84
$939.84
342.18%
$800
$202.50
$1002.50
342.19%
$850
$215.16
$1065.16
342.19%
$900
$227.81
$1127.81
342.18%
$950
$240.47
$1190.47
342.19%
Amount
Fees
Total
APR
$100
$26.25
$126.25
342.19%
$150
$39.38
$189.38
342.23%
$200
$52.50
$252.50
342.19%
$250
$65.63
$315.63
342.21%
$300
$78.75
$378.75
342.19%
$350
$91.88
$441.88
342.21%
$400
$105.00
$505.00
342.19%
$450
$118.13
$568.13
342.20%
$500
$131.25
$631.25
342.19%
$550
$144.38
$694.38
342.20%
$600
$157.50
$757.50
342.19%
$650
$170.63
$820.63
342.20%
$700
$183.75
$883.75
342.19%
$750
$196.88
$946.88
342.20%
$800
$210.00
$1010.00
342.19%
$850
$223.13
$1073.13
342.20%
$900
$236.25
$1136.25
342.19%
$950
$249.38
$1199.38
342.19%
Amount
Fees
Total
APR
$100
$27.19
$127.19
342.22%
$150
$40.78
$190.78
342.18%
$200
$54.37
$254.37
342.16%
$250
$67.97
$317.97
342.19%
$300
$81.56
$381.56
342.18%
$350
$95.16
$445.16
342.20%
$400
$108.75
$508.75
342.19%
$450
$122.34
$572.34
342.18%
$500
$135.94
$635.94
342.19%
$550
$149.53
$699.53
342.18%
$600
$163.13
$763.13
342.20%
$650
$176.72
$826.72
342.19%
$700
$190.31
$890.31
342.18%
$750
$203.91
$953.91
342.19%
$800
$217.50
$1017.50
342.19%
$850
$231.09
$1081.09
342.18%
$900
$244.69
$1144.69
342.19%
$950
$258.28
$1208.28
342.19%
Amount
Fees
Total
APR
$100
$28.13
$128.13
342.25%
$150
$42.19
$192.19
342.21%
$200
$56.25
$256.25
342.19%
$250
$70.31
$320.31
342.18%
$300
$84.38
$384.38
342.21%
$350
$98.44
$448.44
342.20%
$400
$112.50
$512.50
342.19%
$450
$126.56
$576.56
342.18%
$500
$140.63
$640.63
342.20%
$550
$154.69
$704.69
342.19%
$600
$168.75
$768.75
342.19%
$650
$182.81
$832.81
342.18%
$700
$196.88
$896.88
342.20%
$750
$210.94
$960.94
342.19%
$800
$225.00
$1025.00
342.19%
$850
$239.06
$1089.06
342.18%
$900
$253.13
$1153.13
342.19%
$950
$267.19
$1217.19
342.19%
Amount
Fees
Total
APR
$100
$29.06
$129.06
342.16%
$150
$43.59
$193.59
342.16%
$200
$58.12
$258.12
342.16%
$250
$72.66
$322.66
342.21%
$300
$87.19
$387.19
342.20%
$350
$101.72
$451.72
342.19%
$400
$116.25
$516.25
342.19%
$450
$130.78
$580.78
342.18%
$500
$145.31
$645.31
342.18%
$550
$159.84
$709.84
342.18%
$600
$174.37
$774.37
342.18%
$650
$188.91
$838.91
342.19%
$700
$203.44
$903.44
342.19%
$750
$217.97
$967.97
342.19%
$800
$232.50
$1032.50
342.19%
$850
$247.03
$1097.03
342.19%
$900
$261.56
$1161.56
342.18%
$950
$276.09
$1226.09
342.18%
Fees & Terms
Here at DiscountAdvances, we are proud to offer some of the lowest rates and fees for unsecured personal loans on the internet! For our new, quick loan customers, we offer 25% off of our already low fees! That's only $13.13 per $100 (APR) borrowed. Previous unsecured personal loans customers can take advantage of our Preferred Member Rewards Program. You could receive 25% off a quick loan, depending on the number of DiscountAdvances loans you take out. All loans must be approved before 4 p.m. PST or 7 p.m. EST in order to be funded overnight1.
While other unsecured personal loans companies hide their fees and rates, we are committed to disclosing information to our customers. Our fees are based on a minimum 14 day loan term, with no penalty for early payoffs. We have provided an easy to read guide to our quick loan fees for our customers' convenience. Have any questions about our fees and rates? Our friendly customer service representatives are available 24 hours a day, 6 days a week to answer any questions about our unsecured personal loans. For a full list of hours, please visit our quick loan support page.
We also offer an extension program on our unsecured personal loans. All extensions must be made by 4:00 p.m. P.S.T. on the business day prior to your scheduled due date. Requests for extensions on your quick loan made after the deadline will not be processed. For more information, please visit our quick loan FAQ page.
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