Payday Loans, Cash Advance from DiscountAdvances

24 hours Monday thru Saturday

Apply By Phone: 1-866-729-9243

Customer Service: 1-800-446-8482

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Payday Loans Fees

Fee Chart

Discount Rates For New Customers

Use the fields below to calculate the fees and rates for your cash advance.

This rate information is based on our standard rates
Online payday loans are based on a minimum 14 day loan term, regardless of early loan payoff
For standard rates please, click here
To see this information in a chart, click here

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FEES & TERMS

Here at DiscountAdvances, we are proud to offer some of the lowest rates and fees for unsecured personal loans on the internet! For our new, quick loan customers, we offer 25% off of our already low fees! That’s only $13.13 per $100 (APR) borrowed. Previous unsecured personal loans customers can take advantage of our Preferred Member Rewards Program. You could receive 30% off a quick loan, depending on the number of DiscountAdvances loans you take out. All loans must be approved before 4 p.m. PST or 7 p.m. EST in order to be funded overnight¹.

While other unsecured personal loans companies hide their fees and rates, we are committed to disclosing information to our customers. Our fees are based on a minimum 14 day loan term, with no penalty for early payoffs. We have provided an easy to read guide to our quick loan fees for our customers’ convenience. Have any questions about our fees and rates? Our friendly customer service representatives are available 24 hours a day, 6 days a week to answer any questions about our unsecured personal loans. For a full list of hours, please visit our quick loan support page.

We also offer an extension program on our unsecured personal loans. All extensions must be made by 4:00 p.m. P.S.T. on the business day prior to your scheduled due date. Requests for extensions on your quick loan made after the deadline will not be processed. For more information, please visit our quick loan FAQ page.

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Important Notice: DiscountAdvances.com does not provide payday loan services to those who live in the following states: Arkansas, Colorado, Georgia, Montana, Nevada, New Hampshire, Ohio, Oregon, Virginia, West Virginia and Sacramento, CA.

1.DiscountAdvances.com funds are generally deposited via ACH for delivery next business day if approved before 7pm ET Mon. - Thu.
2.DiscountAdvances.com does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via credit reporting agencies including, but not limited to, TeleTrack and Clarity Services, Inc. Applicant's repayment history, with DiscountAdvances.com or others, may impact qualification for a payday loan.
3.Eligibility for instant approval depends on the applicant meeting verification and qualification criteria. Some payday loan applicants may be required to submit documentation due to qualification criteria.
4.Referred person must be a first time customer with DiscountAdvances.com and approved on first application. See REFERRALPAGE for details.
5.Maximum funded amount for a payday loan with DiscountAdvances.com depends onqualification criteria.

Applicant Notice: Paydayadvances should be used for short-term financial needs only, not as a long-term financial solution. Applicants with credit difficulties should seek credit counseling.